Our Premium Selection of Top Home Warranty Companies

Choose the best home warranty services for yourself, as well as your family.

People say that you can't buy your peace of mind. But with a home warranty, you will certainly get as close as humanly possible. Investing in a home warranty service is a decision that will cut the cost of the repairs on your household systems and appliances for a certain amount of time. At Consumer Opinion Guide, we believe that these warranties are a great way to save your funds and keep your property in top shape. Of course, not all companies will offer the same services. That's why we are here, as we are your guide when navigating numerous companies and choosing the best services for yourself and your family because your family deserves it.

4.7 4.6 stars
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Choice Home Warranty provides comprehensive protection plans which protect clients against the unexpected cost of preparing or replacing major systems and appliances. The company offers two different plans and covers household items regardless of their age. Customers are able to make claims 24/7 via their online account center or by phone.


  • Here for you 24/7
  • Handled more than 4,000,000 service requests
  • Have a nationwide network of more than 15,000 contractors
  • Covered more than 1,000,000 homes across the USA
  • Thousands of 5 star ratings from our customers


  • Cancellation fee
  • Not available in all states
4.5 4.5 stars
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Liberty Home Guard is a home warranty company with flexible plans and optional add-on coverage. Customers can file claims, view claim status, renew and upgrade policies and update payment information using Liberty Home Guard’s online portal. Repairs come with a 60-day warranty. Plans are available in 45 states plus Washington, D.C.


  • Straightforward plans
  • Convenient customer portal
  • Affordable options
  • Flexible contract terms


  • Not available in all states
  • Some reports claim denials
4.1 4 stars
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American Home Shield is a home warranty company with over 1.8 million customers. It provides home service contracts that cover major home systems and appliances in 49 states. The company has access to a network of over 16,000 licensed contractors and has paid out over $2 billion in claims over the past five years.


  • 30-day workmanship guarantee
  • Flexible payment options
  • Customizable coverage plans


  • Not available in Alaska
4.0 4 stars
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Select Home Warranty provides three different home warranty plans. Clients are able to choose between covering systems, appliances, or both. They are free to do so at a single-family home, rental property, manufactured home, mobile home, or condo. Contracts are renewable each year, and there are discounts available to multiple-year coverage payers. Their claims service is available 24/7.


  • Various discounts are available
  • There is a 30-day trial period
  • The company provides a 24/7 claims number


  • Not available nationwide
  • Some claims are denied
3.6 3.5 stars
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Home Warranty of America Inc. offers its clients various warranty plans that protect them from the high cost of unexpected repair bills. Additionally, the company provides quick repairs performed by a network of qualified service technicians. Clients are able to choose from one of Home Warranty of America’s two plans.


  • Safeguard your budget from expensive home repairs
  • Get coverage against everyday wear and tear
  • Tailor your coverage to suit your home
  • No age restrictions or inspections required


  • Scheduling wait time

A home warranty is a contract that covers the cost of maintaining household systems or appliances. It is a fantastic solution that will help you save money in the long run, although you will spend a little on annual fees. To get the best value for your money and actually save, you must pick the right home warranty provider. Consumer Opinion Guide will help you find the best option for you because you deserve nothing less.

A family hugging, happy to know they're protected by the best home warranty plan.
You can’t buy peace of mind. But, you can have the next best thing – with home warranty companies Consumer Opinion Guide recommends.

Consumer Opinion Guide – where hard choices turn easy

Living in an age of information certainly has its benefits. The collective knowledge of humankind, every amenity known to men – yours to benefit from, with only a few taps. However, the same convenience that makes this era so amazing is often the biggest setback. Namely, with such a sea of information, how can you be absolutely certain you have a valid one? How can you separate the wheat from the chaff without wasting precious time? These questions become even more crucial when you’re about to make a life-defining decision. And, make no mistake, choosing the best home warranty company for you is one of those decisions.

Yet, the answer is super simple: Consumer Opinion Guide. For years we helped combat both the information vacuum and overload between consumers and companies. We take all the hard work upon ourselves, saving you time, energy, and nerves in the process. As a result, you’re left with nothing but valid results that you can rely upon through and through. We’re here to give you choices that make even the grandest decisions simple and easy.

Your and your peers’ opinion is the basis of our process

A woman with a yellow handbag standing at the crossroads.
With a home warranty, there are always multiple choices. Consumer Opinion Guide is here to help you make the best one.

Today, virtually every decision-making process starts the same – with an online search. Scouring for sources, sifting through results, reading and comparing reviews – all these steps are crucial when looking for the best home warranty to suit your needs. However, this also takes a vast amount of time. The time that you can better spend elsewhere. That’s where Consumer Opinion Guide comes into play.

Our team is fully dedicated to bringing you the most reliable choices possible. To that end, we spare no manpower or resource. We go through all the steps mentioned above only – we’re upping the game.

  1. Our personnel spends hours upon hours on research and data analysis, going through verified users’ reviews. However, we also use third-party ones, so we can see a complete picture.
  2. We check to see if a home warranty company meets ours and the industry’s exacting standards. If it manages to tick all the boxes, we proceed with adding it to our listing.
  3. With all the info we gather, we determine the star rating and make it visible on our website.

The above steps mean you’ll have every bit of information condensed and ready for you to use. You can easily search and compare companies before making your final choice. Most importantly, you can do so with certainty, which brings peace of mind.

Things we take into consideration when we create home warranty company reviews

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Don’t waste your time on tedious research. Instead, use it to enjoy yourself.

Verified user reviews significantly influence our validation and ranking process. Yet, they’re but a part of a greater set of criteria. To bring you the most complete home warranty companies reviews, we emphasize factors such as:

  • Reputability – We check if home warranty companies are reliable, properly incorporated, and registered with relevant agencies.
  • Pricing – As this is a major factor, we prioritize home warranty plans that offer the most value for your money.
  • Transparency – A company’s willingness to disclose information you need to make a good decision.
  • Claims handling – Ease of filing a claim, time to a satisfying resolution, and how reasonable service fees are.
  • Flexibility – The number of coverage options you’ll have available besides the standard home warranty plan.
  • Additional benefits – You want a company willing to go above and beyond to provide the most value.
  • Availability – You can’t choose when something breaks. Therefore, you must be able to reach your home warranty company of choice 24/7.

As you can see, using our sources is more than a convenience. With us, you’ll have all the bases covered, without the need to waste your precious time.

How to choose the right home warranty company for you

Making a grand decision is always a daunting task. Even more so when that decision can cost a lot, as well as reflect on your security. Therefore, it’s imperative to assess the situation from every possible angle before committing. It’s the only way to choose a solution that will fit your specific needs. In this case, there are three major factors that you should take into consideration if you hope to choose the best plan, as well as the best home warranty company on the market.

Look at the home warranty companies’ coverage options

An average coverage can cost anywhere between $350 and $600 per year. A significant sum, even when split into monthly payments, as it’s usually the case. Therefore, you don’t want any of it to go to waste, and the best way to do it is to get the right plan for your money.

A woman holding a notepad.
A home warranty plan should fit your needs and budget. Make sure yours ticks all the boxes.

To determine which coverage plan you need, all you need to do is look at the state of your home’s systems and appliances. Each one has an average lifespan, after which they are more and more likely to become a liability. With this in mind, you will want to:

  • Get a home warranty plan that can cover the repairs of the oldest systems in your home first, as those are most likely to go faulty the soonest.
  • One of the most common causes of home systems and appliance malfunction is wear and tear. Therefore, focus on those that see the most use next.
  • Non-essentials should be the lowest on your priority list. These are systems that are more of a convenience than a necessity. Even so, it never hurts to account for them, too.

Once you know what to prioritize, your goals will become much clearer. And, with that, the choice will become much easier.

Companies’ limitations and exclusions

All companies have their exclusions and limitations. Some warranty companies have overall limits. Once you hit that limit, they may refuse to cover any repairs or replacement costs. Other companies will place amount limits only on some items. Therefore, you will have to cover the remaining cost of repairs out of your pocket. There are a lot of intricacies here, so make sure to pay some extra attention to the limitations of companies.

Available customer reviews

For Consumer Opinion Guide and our specialists, home reviews are more valuable than gold. And they should be for you, too. Reviews will tell you not only how valuable the services of a company are but also what kind of customer relations the company upholds.

Do note that reputable companies always have some reviews available, and not all have to be stellar. If you can’t find any available customer reviews, it should immediately raise some red flags. In that case, it’s always a smart idea to look at other companies.

Our choice of top home warranty companies

A woman in yellow sweather holding thumbs up for top home warranty companies at Customer Opinion.
Our top home warranty companies of choice are your safest picks.

Consumer Opinion Guide gives each company an equal chance to earn its spot on our listing. Those that do boast undeniable qualities that make them an excellent choice for the majority of users. However, some manage to tick all the boxes and stand out among the rest. For us, these top home warranty companies are:

Each of these companies boasts an excellent reputation among users, amazing home warranty plans, availability, and fair fees. So, if you’d rather not give it too much thought and go for a safe play – these companies are the right pick for you.

Turn to Consumer Opinion Guide for help with other major decisions

Finding top home warranty companies for you is a large part of our effort. However, it is not our sole focus. There are many grand decisions our users face each and every day. And we aim to help with both the toughest and easier ones. Therefore, we review companies in many different categories to bring you ease and convenience.

Needless to say, we put the same amount of time and effort into reviewing these businesses, too. Our detail-oriented approach leaves nothing to chance, thus enabling you to make the toughest choices without reservations.

Why do you need a home warranty?

Image of a large house surrounded by nature.
An extended home warranty plan is your safety net against nasty surprises and stress

Home maintenance expenses are an inevitable part of owning a home. In most cases, homeowners, especially new ones, tend to plan for this. They set aside a sort of “emergency budget” to cover some basic repair fees. However, sometimes the extent of breakage can be so massive, that said emergency budget can’t cover it. When that happens, in the best-case scenario, you’re looking at a lengthy repair job. At worst – a full replacement of a failed system or appliance. Either way, it’s an escapade that can easily cost you thousands of dollars and even cause you to dig into your rainy-day funds.

Furthermore, it’s an unwritten rule that these situations arise at the most inopportune of times. There’s no way to predict them, at least not with certainty. And, since malfunctioning home systems can severely reduce your quality of life, they’re throwing you into a check-matte position. They must be fixed, no matter the cost. Otherwise, normal functioning becomes almost impossible. However, you can easily counter those problems.

Extended home warranty plans carry many benefits

A woman smiling in her sleep.
It’s easy to feel safe, knowing you have security in the home warranty plan.

With the various home warranty plans that our selection of home warranty companies offer, even the worst-case scenarios won’t be much more than a nuisance. No matter what happens, you’ll have a safety net to rely upon, thus saving yourself a great deal of stress and frustration. Some benefits of an extended home warranty plan include:

  • Saving your money – You won’t have to pay the full price for repair or replacement.
  • Reliability and security – You’ll have full access to experienced, certified technicians.
  • Convenience – You won’t have to go through the hustle of finding reputable contractors. They’ll be at your disposal with only a phone call.
  • Long-term benefits – Home warranty plans passively increase the value of your property. A home well-maintained by certified professionals has greater resale value.

So, home warranties aren’t just an excellent way to protect your nerves and home. They’re an amazing long-term investment, that you only stand to gain from.

The difference between a home warranty and home insurance

You may wonder: “Why do I need a home warranty when I already have homeowner’s insurance?” Mixing these two up is a common mistake that the majority of people make. However, it’s also the one that can prevent you from fully protecting your property and possessions. The fact is, a home warranty and homeowner’s insurance are two very different things.

Homeowner’s insurance protects you from things that might happen. In general, it covers several different areas:

  • The interior and exterior of your home, concerning structural damage;
  • Cases of theft, loss, or damage to your personal property;
  • General liability if someone gets injured on your property.

In most cases, homeowner’s insurance is obligatory, as opposed to an optional home warranty.

A home warranty, on the other hand, protects you from things that will happen sooner or later. It covers the repair or replacement of essential home systems and appliances that break down due to old age or usage. Electrical, plumbing, and HVAC systems are the best example. However, so are your kitchen appliances, washers, driers, and similar items necessary for daily functioning.

Your peace of mind is priceless

The reason why we here at Consumer Opinion Guide think that home warranties are a majestic investment is due to one simple fact. They are one of the most reliable ways to buy certainty and peace of mind. Knowing that you’ll always have a way to pay for any necessary repairs around your home eliminates a great deal of stress and helps you sleep better at night. So, if you’re wondering if a home warranty plan is worth it – the answer is a resounding “YES.” And now, all that’s left is to head to our website or contact us and choose the best one for you.

Our Rating System

The research we do is based on reviews that come from verified users just like yourself. We may use our own reviews as well as third-party reviews to establish the star rating for all the companies on our website. Our team constantly works in monitoring new reviews and incorporating them into the overall rating of all the businesses listed on our website.

#1 Choice Home Warranty

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