PenFed is one of the most stable financial institutions with a strong experience in providing all types of loans. Members come from all 50 states and services are available online to members all over the world. The company was established in 1935 and since provides a strong portfolio of loans, mortgages and credit card offers." ["pros_list"]=> string(183) "
- Simple and quick application process
- No origination fee
- Affordable fixed rate
- Avoid high expenses on credit card interest
" ["cons_list"]=> string(100) "
- Limited number of branches
- Not suitable if you prefer bank than online
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